The New York Times has created an nice graphic which shows that for the 10-year period ending in January, the S&P 500 had its worst inflation- and dividend-adjusted performance in 82 years.

And if the stock market doesn’t surge over the next 12 months, the negative 5.1% annual return is likely to get worse this time next year because the S&P 500’s 20% appreciation in 1999 will no longer be counted.